Toloka vs. Surveytime: Which is Better for Online Earning in Pakistan?
Welcome to Smart Earnings Pakistan, where we offer honest and in-depth reviews of online earning opportunities for fellow Pakistanis. In this post, we're putting two of the most popular platforms under the microscope: Toloka and Surveytime.
In the world of online earning, platforms like Toloka and Surveytime provide a way for individuals in Pakistan to earn some extra money from home. Both are legitimate, but they cater to different needs and have distinct working models. Choosing the "better" one depends on your personal preferences, time commitment, and financial goals.
This comprehensive guide breaks down the key aspects of Toloka and Surveytime to help you decide which is the right fit for your online earning journey in Pakistan.
The Earning Models: Tasks vs. Surveys
The most fundamental difference between Toloka and Surveytime lies in their core business model.
Toloka: The Micro-Tasking Platform
Toloka is a crowdsourcing platform where you complete small, simple tasks. These are often things that require human intelligence that a computer can't easily replicate. Think of it as "Human-in-the-Loop" for AI and machine learning.
How it Works:
Task Variety: You'll find a wide range of tasks, such as image annotation, audio transcription, data categorization, and website comparisons.
Training and Quality: To unlock certain tasks, you'll need to pass a training and a qualification test. Your performance on these tests and in the tasks themselves affects your rating, which in turn influences the availability of higher-paying jobs.
Payment: Tasks typically pay very little, ranging from a few cents to a dollar. The key is to complete a high volume of tasks to accumulate a decent amount.
Flexibility: You can work on tasks at any time, for as long or as short as you want. There's no pressure to complete a specific number of tasks in a day.
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Surveytime: The Paid Survey Site
Surveytime, as the name suggests, focuses solely on market research surveys. Companies are willing to pay for your opinions on their products, services, and marketing campaigns.
How it Works:
Profile Matching: Upon signing up, you'll complete a profiler survey. Surveytime then matches you with surveys that fit your demographic and interests.
Fixed Payout: The most appealing feature of Surveytime is its fixed payout. You are instantly rewarded $1 for every survey you successfully complete.
Screening: A significant challenge is getting screened out. You may answer a series of questions only to be disqualified because you don't fit the target audience for the survey. This can be frustrating and feel like a waste of time.
Availability: The number of surveys available can be unpredictable and depends on your profile and market demand in Pakistan.
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Payment and Withdrawal for Pakistani Users
This is often the most critical factor for online earners in Pakistan. Both platforms have specific methods for cashing out your earnings.
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Toloka Payment Options
Toloka provides several payment options, some of which are very relevant for users in Pakistan. The most common and reliable methods mentioned in user reviews and official sources are:
Payoneer: This is a widely used service for freelancers and is a reliable way to receive international payments. Payoneer requires a minimum withdrawal of $20. You can then transfer funds from your Payoneer account to your local Pakistani bank account.
JazzCash/Easypaisa: Some sources suggest that Toloka has withdrawal options for local mobile wallets like JazzCash and Easypaisa, making it highly convenient for users in Pakistan. However, it's essential to verify the current availability of these options as they can change.
Papara: An e-wallet service, though its accessibility and usability for Pakistani users may be limited compared to Payoneer.
Key Toloka Payment Points:
Low Threshold: The minimum withdrawal is very low, sometimes as little as $0.02, though for most practical methods like Payoneer, the threshold is higher.
Processing Time: Withdrawals are generally processed quickly.
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Surveytime Payment Options
Surveytime is known for its instant payments, which is a major advantage.
PayPal: This is the primary and most popular payment method. Once you complete a survey, the $1 reward is sent to your PayPal account almost instantly.
Bitcoin: Surveytime also offers Bitcoin payments, which can be an alternative for those comfortable with cryptocurrency.
Gift Cards: In some regions, gift cards are an option, but this is less common for Pakistani users.
Key Surveytime Payment Points:
Instant Payout: The immediate payment is a huge plus, as you don't have to wait for a minimum balance to accumulate.
PayPal Access: The major caveat is that PayPal is not officially available in Pakistan. Users have to rely on workarounds or have an account linked to a friend or family member abroad. This can be a significant barrier and a security risk.
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Pros and Cons for Pakistani Users
To help you make an informed decision, let's summarize the advantages and disadvantages of each platform specifically for the Pakistani market.
| Feature | Toloka | Surveytime |
| Earning Model | Micro-tasks (diverse, low-paying) | Surveys (fixed $1, high-paying per task) |
| Availability of Work | Consistent but low-paying tasks. Higher-paying tasks are rare and require qualification. | Sporadic and unpredictable. Depends entirely on your profile and market research demand. |
| Payment Method | Payoneer (reliable for Pakistan), potentially JazzCash/Easypaisa. | PayPal (not officially available in Pakistan), Bitcoin. |
| Payment Speed | Relatively fast, but depends on the chosen method and its minimum threshold. | Instant ($1 per completed survey). |
| Earning Potential | "You get what you put in." Can be a small but steady source of income if you work consistently. | High potential per survey, but inconsistent availability and risk of disqualification. |
| User Experience | It can be repetitive and tedious. A well-laid-out platform but some tasks are difficult or have confusing instructions. | Clean and simple. But the frustration of screening out can make the experience negative. |
The Verdict: Which is Better for You?
There is no single "better" platform, as the choice depends on your priorities.
Choose Toloka if:
You want a reliable and consistent stream of small earnings.
You prefer a variety of tasks over one single type of work.
You are willing to spend time on training to unlock more tasks.
You have a Payoneer account or are willing to set one up for a secure withdrawal process. This is the biggest advantage for Toloka users in Pakistan.
You are looking for a long-term, side-hustle solution.
Internal Links:
How to create a Payoneer account in Pakistan Tips for excelling at Toloka tasks Choose Surveytime if:
You are looking for quick, instant cash and don't mind the risk of getting disqualified.
You have a workaround for the PayPal payment issue in Pakistan (e.g., a foreign-based account).
You prefer a very simple work model without training or complex instructions.
You are okay with earning in bursts when surveys are available.
External Links:
Surveytime official website
YouTube Videos on Toloka vs. Surveytime
Here are some YouTube videos that may help you understand the differences between Toloka and Surveytime for earning money in Pakistan:
$50/hr with survey apps? by William Hamilton:
http://www.youtube.com/watch?v=G7KI8gQiDqQ Side Hustle: Paid Surveys 💰✅ Helpful Websites: Ep 146 #sidehustle #survey #sidecash #entrepreneur by Torro:
http://www.youtube.com/watch?v=k4xDIhCVa5I Best Paid Survey Sites to EARN MONEY online in 2025 by Roseline Dedua:
http://www.youtube.com/watch?v=Cl5JotZ13lM Can You Make Money Taking Surveys #Shorts by Jenny Hoyos:
http://www.youtube.com/watch?v=u1Fa_XODPrM 5 survey sites that pay instantly | Get paid by answering questions online by Money Online Genius:
http://www.youtube.com/watch?v=0uG_yWPQG6g
Final Thoughts
Both Toloka and Surveytime are legitimate platforms that offer online earning opportunities. For users in Pakistan, Toloka stands out for its more accessible and secure payment methods through Payoneer, making it a more practical choice for a steady income source. Surveytime, while offering attractive and instant payouts, is hampered by the lack of official PayPal support in the country, forcing users into less reliable withdrawal methods.
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